8 Myths & Facts About Financial Assistance for Hearing Aids

Searching for financial aid options for your hearing aid? Although hearing aids aren't covered by traditional Medicare, people who need hearing devices are sometimes eligible for help from various other options ranging from private insurance policies to hearing aid banks and programs. While going the route of changing insurance routes is pretty cut and dry, other options of getting financial assistance for hearing aids often come with employment or income requirements, or they may be contingent upon specific personal health issues. Hearing aids can be expensive, especially for people on fixed incomes, and it's a shame these costs aren't covered by Medicare. Here, we'll review some of the most common myths and facts about getting financial assistance for hearing aids that could help you better understand your options.

8 Active Myths | Suggest a Myth
FACT: Some states loan out hearing aid equipment.

Can't afford to buy a hearing aid? Some states offer loaner programs where people can use hearing aids on a temporary basis. A good resource to see if your state offers such a program is the Rehabilitation Engineering and Assistive Technology Society of North America.

FACT: Medicaid might be an option for financial assistance.

People who are low-income earners may be eligible for financial assistance for hearing aids through their state Medicaid programs. In addition, people who are above the low-income threshold may be eligible for Medicaid help when faced with abnormally high medical expenses.

FACT: Some private insurance policies cover hearing aid costs.

Most insurance plans don't cover hearing aids, but some do. The coverage amounts may vary; you may have an equipment allowance as opposed to a coverage percentage. Do your homework and compare lots of plans if you choose to go this route.

MYTH: All communities have hearing aid banks.

Hearing aid banks and other local programs can be great resources for free or discounted hearing aids in communities where they're available. Unfortunately, these programs don't exist in cities throughout the country. Contact your city or county health department to learn about helpful programs in your area.

FACT: Veterans may be eligible for special assistance programs.

If you're a veteran who needs a hearing aid, check out the Retiree Assistive Listening Devices program to learn about special programs for retired and active-duty military members. Different states may also offer unique programs. To learn more, contact your local AARP or veterans associations.

MYTH: Working Americans who are suffering from hearing loss can't get help without insurance.

If you work full time and you're suffering from hearing loss that might cost you your job, then you might be eligible for hearing aid financial assistance from various state vocational rehabilitation agencies. Contact the appropriate agency in your state for more information.

FACT: Children may be eligible for financial assistance for hearing aids.

If you have a child who has hearing loss, then you should explore your financial aid offers available through the Individuals with Disabilities Act, which states children may be eligible for free hearing aids if they have certain disabilities.

MYTH: Medicare covers hearing aid costs.

Traditional Medicare doesn't cover the costs of hearing aids or hearing aid diagnostic tests. The only time Medicare will even pay for a hearing test is when one is ordered by your doctor for the purpose of diagnosing a larger health condition.