Cell Phone Plan Myths & Facts

Cell phone plans are often thought to be incredibly expensive if you don’t know where to find the right deal. It can also be stressful trying to find the right provider with just the service you are looking for. Regardless, these days it’s incredibly difficult and even downright impossible to live without a cellphone. With landlines far less common, and telephone booths a rarity, everyone needs a cellphone these days. And with so many features a cellphone has to offer, the latest and greatest cellphone is always around to entice consumers to upgrade. If you are on the market looking for a new cell phone plan that’s right for you, you might feel a bit overwhelmed. With that, here are some facts and myths every consumer should know before deciding on a plan.

8 Active Myths | Suggest a Myth
FACT: Senior cell phone plans can help seniors.

If you are a senior and in need of a cell phone, most phone providers know you need to save money during your retirement. Senior cell phone plans can help you save the money you need. You just need to prioritize your texting and minutes.

FACT: Keeping your phone is the best way to save.

Buying a new phone can really raise the cost of having a cell phone, as you may have to pay installments on it every month. Additionally, the upfront cost of a new phone will also burn a hole in your wallet. You don’t have to get a new phone to get a good plan.

MYTH: All cell phone plans come with free or reduced price phones.

While a cell phone plan you choose might have an enticing $0.00 sticker on it if you sign a contract, realize the phone isn’t actually free or even $100 for that new iPhone. The cost of the phone will be reflected every month in your bill as you pay a small portion every month. However, some plans do offer free phones on older models.

FACT: Going over your data can double your bill.

If you aren’t careful about choosing the right data plan for you or you aren’t keeping track of how much you use, this can really mess up your bill. Expect to see outrageous charges for overage.

MYTH: You can’t get a prepaid phone with a smartphone.

This myth couldn’t be anymore wrong. A number of smartphones from Samsung and LG can be purchased with a prepaid plan. Additionally, you can get a prepaid plan for an existing iPhone if you happen to have an unlocked one lying around.

FACT: You can negotiate for a better plan.

Cell phone providers want your business. Before you commit to anything, be sure to shop around. You may be able to negotiate a better deal for a cell phone plane to ensure you get the most for your money.

MYTH: Only people who rarely use a cell phone need a prepaid phone.

Prepaid phones are great for everyone who doesn’t want to spend a ton of money on a contract. Prepaid phones allow consumers the option of switching providers whenever they want and prevent them from having to worry about their bill when they can’t afford it that month. Prepaid phones can text, send pictures and download apps just like most other phones these days.

MYTH: You can only get prepaid plans from 3rd party providers.

Actually, many of the top cell phone providers such as Verizon, AT&T and T Mobile offer some great deals on prepaid cell phone plans, so you can have a chance to experience their superior service without the commitment.